When it comes to legal matters, there is often a lot of jargon to wade through in order to get to grips with what you need to know, and personal injury claims are no different.
With this in mind, we have put together the following list of key personal injury terms and what they mean to help demystify things and give potential claimants a clearer picture of what they are dealing with when considering making a personal injury claim.
Looking for more information about personal injury claims? You can take a look at our personal injury FAQs or speak to a member of our team – we offer a free initial consultation which is the perfect opportunity to have your questions answered.
Key personal injury claims terms
After the Event Policy ‘ATE’: After the Event Insurance is an insurance policy taken out when you sign the No Win No Fee Agreement. It protects you throughout the claim from being responsible for any payments if the claim is not successful.
Causation: Establishing the link between negligence/breaches of statutory duty and the injury/illness suffered.
Liability: Legal responsibility for acts or omissions.
Negligence: Failing to use the appropriate level of care and competence required in the circumstances. A negligent act or omission may result in somebody sustaining an injury.
No Win No Fee (CFA): No Win No Fee Agreements (also referred to as Conditional Fee Agreements) mean that solicitors take no payment for their work unless they win the case. If your claim is not successful, then you may be liable for the other party’s legal costs, but your ATE policy will provide insurance to cover that eventuality. If you win the case, you will receive compensation and the majority of your legal costs will be recoverable from the other side.
Occupational Illness: Diseases or medical conditions which arise as a result of exposure at work to substances such as asbestos.
Quantum: The value of your claim.
Schedule of Loss: A document which sets out the financial losses sustained as a direct result of suffering injury or disease e.g. loss of earnings, travelling expenses, cost of care.
Success Fee: The fee we charge which is based upon the amount of time we spend working on your claim. It cannot exceed 25% of the damages you are awarded.
Book a free consultation with our expert personal injury solicitors
If you have suffered a personal injury and someone else was to blame, we can help you find out if you might be entitled to compensation, then handle the whole claims process for you.
To discover whether you might be owed personal injury compensation, you can book a free initial consultation with our friendly, expert personal injury solicitors. They will be able to tell you whether you may have grounds for a claim, how much compensation might be available and exactly how the claims process works, including the availability of no win, no fee funding.
To book your free initial consultation with our personal injury claims team, please contact your local WSP Solicitors office in Gloucester, Stroud or Dursley, or use our simple enquiry form and we’ll get back to you promptly.